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About the author:
With over 25 years of accumulative experience in business ventures "the author is qualified" in all aspects of creating opportunities.
Registered with the Department of Banking and the Department of Business Professional Regulators, the author is educated in business consulting, real estate, marketing and law.
Currently, Keith is publishing all kinds of books, both for his own writings as well as for others.
If you have a book or a manuscript that you like to have published, then google "Keith Rossignol" for a possible future joint venture.
"Making The Right Decisions"
Mr Keith Alan Rossignol
My Dear Fellow Respected U. S. Citizens:
As I put pen-to-paper herewith standing I hope this book will help educate you in your decisions by better understanding your rights pertaining to bankruptcy.
So let's get started.
To File Or Not To File Bankruptcy Protection
Before taking into consideration bankruptcy protection you might consider talking to your creditors. They may work with you and resolve your account issues by accepting less payment or settling the account for a smaller amount, or both.
It is always better to make an effort to discuss a possible settlement with a creditor, especially if you're only talking about a few financial accounts.
They are companies that can do the negotiating for you if you feel you do not want to talk to the creditors; Personally I don't blame you, "it can be a hard thing to do".
If you decide on such a third party service, beware of scams! Some companies advertise they will negotiate on your behalf, collect up-front money and monthly payments from you, so they might pay your creditors.
I would stay away form companies that are advertising they are non-profit organizations and can reduce debt up to 50%. Some are legit others collect the monthly amount from you and do not pay your creditors. Just do some background checking like Better Business Bureau if you decide this is best for you. In my opinion, an attorney may do a better job and cost you far less.
If you decide to negotiate with the creditors and can afford to pay them, you may not need to buy this book and avoid - bankruptcy.
HOWEVER, if you discover you can no longer make payments to all or just some of your creditors, then protection from a bankruptcy might be for you.
If you have to make a decision which to pay first the rent/ mortgage, utilities, food or credit card "which would come last, or not at all".
Filing for bankruptcy maybe be the right decision for you.
What do you think will happen if you're to say to a creditor "I'm filing bankruptcy protection"?
Now What? I'll tell you what! You need to read this book!
This book may help find an attorney "who may better advise you".
This book may help you to "file the bankruptcy yourself".
In short, this book may "help you make the right decisions"!
- Publication Date:
- Jun 17 2012
- 1475252528 / 9781475252521
- Page Count:
- Binding Type:
- US Trade Paper
- Trim Size:
- 6" x 9"
- Full Color
- Related Categories:
- Business & Economics / General