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About the author:
Grant F. C. Gillard began keeping bees on the family farm in Glenville, Minnesota, after graduating from Iowa State University in Ames, Iowa, with a degree in Agriculture in 1981.
While in his sophomore year, seeking the easiest class possible to elevate his battered grade-point average, Grant ignored his advisor's derision and enrolled in a seemingly innocuous class entitled, "Entomology 222: Beekeeping," taught by a retired high school biology teacher and adjunct professor, Richard Trump.
Without grasping the potential blessings and lifelong implications this providential twist presented to his academic life, Grant was hopelessly inoculated with the desire to keep honey bees, which would later include visions of commercial aspirations.
Grant was active during his high school years at the First Presbyterian Church in Albert Lea, Minnesota, where he was baptized and ordained as a ruling elder. Returning to his home church after his college graduation, Grant's church members, along with the Rev. Elmer Bates, convinced him he'd make a better pastor than a farmer. Their encouragement spun his life in yet another improbable direction.
In 1987, Grant graduated from Fuller Theological Seminary in Pasadena, California, with a Master's of Divinity degree. It was there he met another Presbyterian student, Kansas City native, Nancy Farris. They married in 1986 during their senior year at Fuller. He later obtained a Doctor of Ministry degree from Aquinas Institute of Theology in St. Louis, Missouri, in 2000.
He's only served two congregations thus far in his twenty-six years of ordained ministry. With his newlywed wife, the two served as co-associate pastors at the White Clay Creek Presbyterian Church in Newark, Delaware. With a desire for more opportunities to preach and teach, Grant moved his young family to Jackson, Missouri in 1993 where he answered a call to serve as the pastor of the First Presbyterian Church PC(USA).
His active involvement over the past twenty years redefined his ministry as more of a community chaplain.
Grant combines his passion for beekeeping with his pastoral duties at the church. Grant currently operates around 200 hives and produces honey for local retail sales and farmer's markets in southeast Missouri. He also produces nucs, removes swarms and has published several other manuscripts on the topics of beekeeping and personal growth.
You may contact Grant for your next conference at: firstname.lastname@example.org
The Banker's Secret
Financial Solutions to Your Personal Debt Crisis and Credit Crunch
Grant F.C. Gillard
Debt is killing us. It overwhelms us. Our personal, consumer debt weighs heavy upon us. Burdensome and impossible to manage, there seems to be no way out.
We often wonder what will bring us a light at the end of our financial tunnel. How do I get out of this mess? Can I get out of this mess?
Initially, we think, "If I just had more money..." But most of us do not have more money. Each month our money is siphoned and sucked away by the debt we currently owe on our credit cards, cars and houses. We need to eat, but interest and finance charges consume our cash. We pay our bills but the money is gone before the last bill is paid. It can be depressing.
Regardless of how you got there, debt often equals despair. That despair can make you feel like you're all alone, and yet if you talk to your neighbors, you'll realize you are not alone. It seems everyone is in this same financial boat, and many of us are but one paycheck away from losing everything. Many people use that next paycheck just to keep bankruptcy or foreclosure away for one more month.
This manuscript affirms there is a positive alternative to managing our debt. It concludes there is a method that accelerates the repayment of debt and brings about the freedom of living debt-free, sooner than we ever imagined. There's nothing magical or illegal about these methods, but it continues to amaze me how the ordinary consumer remains unfamiliar with the simplicity of getting out of debt.
And it's not the debt that is the real problem but the way they manage their debt with inefficient ignorance. Perhaps that ignorance is why we call it the banker's "secret." But there is nothing secret about it.
Overwhelmed with debt? First off, you have to forgive yourself for past mistakes. You cannot change the past, and don't let the past ruin your future. Second, and more important, it's time to take action. Don't let your shame and grief paralyze you. It's time to take action. It's time to make a plan. Have the faith to believe it will all work out. It always has, it always will.
The Banker's Secret is a method to efficiently and effectively manage your debt.
But the longer you wait, the worse it's going to get. The Banker's Secret is a method that works and can put it to work today.
- Publication Date:
- 1481848682 / 9781481848688
- Page Count:
- Binding Type:
- US Trade Paper
- Trim Size:
- 6" x 9"
- Black and White
- Related Categories:
- Business & Economics / Personal Success